Start free. Upgrade when it pays.
A $0 card and no monthly on Basic. Optional memberships add bigger daily limits and more cashback.
Basic
$0/ month
Card issue $0 · virtual
- $500 daily spend
- $4,000 monthly cap
- 0.5% cashback
- Virtual card included
Most popular
Plus
$4.99/ month
Card issue $9.99 · physical available
- $2,500 daily spend
- $15,000 monthly cap
- 1% cashback
- Physical card
- Priority support
Pro
$14.99/ month
Card issue $19.99 · physical available
- $10,000 daily spend
- $50,000 monthly cap
- 1.5% cashback
- Higher per-transaction limit
Black
$49.99/ month
Card issue $99 · metal
- $50,000 daily spend
- $250,000 monthly cap
- 2.5% cashback
- Metal card
- Dedicated support
Cashback usually covers the fee
On Plus, $500 of monthly spend at 1% earns $5 back — the plan pays for itself.